Insurance Information

What the insurance rates? - There are two Definition About Insurance Rates, namely:

Life Insurance Products -  Closing the insured to pay the amount of compensation due to death or survival of a person within the period of coverage. In life insurance, the insurer receives a premium from the insured, and if the insured dies, the benefit sum assured is paid to the beneficiary or the person designated in the policy as beneficiaries.

Insurance Losses Products - Closing the coverage for loss due to damage or obliteration insured property due to causes - causes or events insured or cause - the cause or danger - the danger referred to in the contract or insurance policy. In general insurance, the insurer receives a premium from the insured and in the event of damage or extinction over the insured property damages will be paid to the insured.

Benefits or Advantages of Using An Insurance - Besides, as a form of financial risk control, insurance also has a variety of benefits that are classified into: primary function, secondary functions and additional functions. The main function is as a transfer of insurance risk, premium collection and balanced funds. Insurance secondary function is to stimulate business growth, prevent loss, damage control, and social benefits as savings. While insurance is an additional function as investment funds and invisible earnings.

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